/*============================================================
  AlphaSalary — Complete Design System
  Color Palette: Deep Indigo-Navy + Coral Accent + Teal
  Font: Inter (Google Fonts)
============================================================*/

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap');

/*---------- CSS Variables ----------*/
:root {
  --primary-dark: #0d1b2a;
  --primary: #1b2838;
  --primary-mid: #1f3044;
  --primary-light: #274060;
  --accent: #3b82f6;
  --accent-hover: #3b82f6;
  --accent-soft: rgba(230, 57, 70, 0.1);
  --teal: #2ec4b6;
  --teal-dark: #1a936f;
  --gold: #f4a261;
  --gold-soft: rgba(244, 162, 97, 0.12);
  --success: #2ec4b6;
  --warning: #f4a261;
  --dark-bg: #0d1b2a;
  --footer-bg: #0d1b2a;
  --body-bg: #f7f8fc;
  --card-bg: #ffffff;
  --text-dark: #0d1b2a;
  --text-body: #4a5568;
  --text-light: #718096;
  --text-muted: #a0aec0;
  --border-color: #e2e8f0;
  --border-light: #edf2f7;
  --shadow-sm: 0 1px 3px rgba(13,27,42,0.06);
  --shadow-md: 0 4px 16px rgba(13,27,42,0.08);
  --shadow-lg: 0 8px 30px rgba(13,27,42,0.12);
  --shadow-xl: 0 16px 48px rgba(13,27,42,0.16);
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 50px;
  --transition: all 0.3s ease;
  --gradient-primary: linear-gradient(135deg, #274060 0%, #0d1b2a 100%);
  --gradient-accent: linear-gradient(135deg, #3b82f6 0%, #3b82f6 100%);
  --gradient-teal: linear-gradient(135deg, #2ec4b6 0%, #1a936f 100%);
  --gradient-dark: linear-gradient(135deg, #1b2838 0%, #0d1b2a 100%);
  --gradient-hero: linear-gradient(160deg, #0d1b2a 0%, #1b2838 40%, #274060 100%);
  --font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

/*---------- Reset & Base ----------*/
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px;scroll-behavior:smooth}
body{font-family:var(--font);color:var(--text-body);background:var(--body-bg);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;height:auto}
a{color:var(--accent);text-decoration:none;transition:var(--transition)}
a:hover{color:var(--accent-hover)}
h1,h2,h3,h4,h5,h6{font-family:var(--font);color:var(--text-dark);font-weight:700;line-height:1.3}
h1{font-size:2.75rem}h2{font-size:2.25rem}h3{font-size:1.5rem}h4{font-size:1.25rem}h5{font-size:1.1rem}h6{font-size:1rem}
p{margin-bottom:1rem}
ul{list-style:none;padding:0;margin:0}
.container{max-width:1200px;margin:0 auto;padding:0 20px}
.page-wrapper{position:relative;overflow:hidden}

/*---------- Buttons ----------*/
.btn-primary{display:inline-block;background:var(--gradient-accent);color:#fff;padding:14px 36px;border:none;border-radius:var(--radius-full);font-size:1rem;font-weight:600;cursor:pointer;transition:var(--transition);text-align:center;letter-spacing:0.3px}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 25px rgba(230,57,70,0.35);color:#fff}
.btn-secondary{display:inline-block;background:var(--gradient-primary);color:#fff;padding:14px 36px;border:none;border-radius:var(--radius-full);font-size:1rem;font-weight:600;cursor:pointer;transition:var(--transition);text-align:center}
.btn-secondary:hover{transform:translateY(-2px);box-shadow:0 8px 25px rgba(39,64,96,0.4);color:#fff}
.btn-outline{display:inline-block;background:transparent;color:#fff;padding:13px 36px;border:2px solid rgba(255,255,255,0.5);border-radius:var(--radius-full);font-size:1rem;font-weight:600;cursor:pointer;transition:var(--transition);text-align:center}
.btn-outline:hover{background:rgba(255,255,255,0.15);border-color:#fff;color:#fff;transform:translateY(-2px)}
.btn-sm{padding:10px 24px;font-size:0.9rem}
.btn-lg{padding:16px 44px;font-size:1.1rem}

/*---------- Section Styles ----------*/
.section-padding{padding:80px 0}
.section-title{text-align:center;margin-bottom:60px}
.section-title h2{font-size:2.25rem;color:var(--text-dark);margin-bottom:12px;position:relative;display:inline-block}
.section-title h2::after{content:'';position:absolute;bottom:-10px;left:50%;transform:translateX(-50%);width:60px;height:3px;background:var(--gradient-accent);border-radius:3px}
.section-title p{font-size:1.1rem;color:var(--text-light);max-width:600px;margin:20px auto 0}
.section-title .subtitle{color:var(--accent);font-weight:600;font-size:0.95rem;text-transform:uppercase;letter-spacing:1.5px;margin-bottom:8px;display:block}

/*---------- Top Bar ----------*/
.top-bar{background:var(--gradient-dark);padding:10px 0;font-size:0.875rem}
.top-bar .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px}
.top-bar-left{display:flex;align-items:center;gap:24px}
.top-bar-left a{color:rgba(255,255,255,0.8);display:flex;align-items:center;gap:8px}
.top-bar-left a:hover{color:#fff}
.top-bar-left a i{color:var(--teal);font-size:0.8rem}
.top-bar-right{display:flex;align-items:center;gap:12px}
.top-bar-right a{color:rgba(255,255,255,0.7);width:32px;height:32px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:rgba(255,255,255,0.08);transition:var(--transition)}
.top-bar-right a:hover{background:var(--accent);color:#fff}

/*---------- Navigation ----------*/
.main-nav{background:#fff;padding:0;position:sticky;top:0;z-index:1000;box-shadow:var(--shadow-sm);transition:var(--transition)}
.main-nav.scrolled{box-shadow:var(--shadow-md)}
.nav-inner{display:flex;justify-content:space-between;align-items:center;padding:16px 0}
.nav-logo img{height:42px}
.nav-logo .logo-placeholder{height:42px;width:180px;background:var(--gradient-primary);border-radius:8px;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:1.2rem;letter-spacing:1px}
.nav-logo .logo-placeholder span{color:var(--accent)}
.nav-links{display:flex;align-items:center;gap:4px}
.nav-links a{color:var(--text-dark);font-weight:500;font-size:0.95rem;padding:10px 16px;border-radius:var(--radius-sm);transition:var(--transition);position:relative}
.nav-links a:hover,.nav-links a.active{color:var(--accent);background:var(--accent-soft)}
.nav-links a.active::after{content:'';position:absolute;bottom:2px;left:50%;transform:translateX(-50%);width:20px;height:2px;background:var(--accent);border-radius:2px}
.nav-cta{display:flex;align-items:center;gap:10px;margin-left:16px}
.nav-cta .btn-primary{padding:10px 24px;font-size:0.9rem}
.nav-cta .btn-secondary{padding:10px 24px;font-size:0.9rem}

/* Mobile Menu Toggle */
.nav-toggle{display:none;background:none;border:none;font-size:1.5rem;color:var(--text-dark);cursor:pointer;padding:8px}
.nav-toggle i{display:block;width:24px;height:2px;background:var(--text-dark);margin:5px 0;border-radius:2px;transition:var(--transition)}

/*---------- Hero Section ----------*/
.hero{background:var(--gradient-hero);padding:100px 0 80px;position:relative;overflow:hidden;min-height:520px;display:flex;align-items:center}
.hero::before{content:'';position:absolute;top:-50%;right:-20%;width:600px;height:600px;background:radial-gradient(circle,rgba(46,196,182,0.12) 0%,transparent 70%);border-radius:50%}
.hero::after{content:'';position:absolute;bottom:-30%;left:-10%;width:500px;height:500px;background:radial-gradient(circle,rgba(230,57,70,0.08) 0%,transparent 70%);border-radius:50%}
.hero .container{position:relative;z-index:2}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.hero-content h1{color:#fff;font-size:3rem;font-weight:800;line-height:1.2;margin-bottom:20px}
.hero-content h1 .highlight{color:var(--teal)}
.hero-content p{color:rgba(255,255,255,0.75);font-size:1.15rem;line-height:1.8;margin-bottom:32px;max-width:500px}
.hero-badges{display:flex;gap:24px;margin-top:36px;flex-wrap:wrap}
.hero-badge{display:flex;align-items:center;gap:10px;color:rgba(255,255,255,0.8);font-size:0.9rem}
.hero-badge i{color:var(--teal);font-size:1.2rem}
.hero-visual{display:flex;justify-content:center;align-items:center}
.hero-card{background:rgba(255,255,255,0.06);backdrop-filter:blur(20px);border:1px solid rgba(255,255,255,0.1);border-radius:var(--radius-xl);padding:40px;width:100%;max-width:400px}
.hero-card-item{display:flex;align-items:center;gap:16px;padding:18px 0;border-bottom:1px solid rgba(255,255,255,0.08)}
.hero-card-item:last-child{border-bottom:none}
.hero-card-icon{width:48px;height:48px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0}
.hero-card-icon.blue{background:rgba(39,64,96,0.6);color:var(--teal)}
.hero-card-icon.coral{background:rgba(230,57,70,0.2);color:var(--accent)}
.hero-card-icon.gold{background:rgba(244,162,97,0.2);color:var(--gold)}
.hero-card-icon.teal{background:rgba(46,196,182,0.2);color:var(--teal)}
.hero-card-text h4{color:#fff;font-size:0.95rem;font-weight:600;margin-bottom:2px}
.hero-card-text p{color:rgba(255,255,255,0.6);font-size:0.82rem;margin:0;line-height:1.4}
.hero-btns{display:flex;gap:16px;margin-top:32px;flex-wrap:wrap}

/*---------- Marquee Warning ----------*/
.warning-bar{background:var(--gold-soft);border-top:1px solid rgba(244,162,97,0.3);border-bottom:1px solid rgba(244,162,97,0.3);padding:12px 0;overflow:hidden}
.warning-bar .marquee-content{display:flex;animation:marquee 25s linear infinite;white-space:nowrap}
.warning-bar p{color:#7c4a1a;font-size:0.9rem;font-weight:500;margin:0}
.warning-bar p i{color:var(--accent);margin-right:8px}
@keyframes marquee{0%{transform:translateX(100%)}100%{transform:translateX(-100%)}}

/*---------- Loan Types Carousel ----------*/
.loan-types{padding:80px 0 60px;background:#fff}
.loan-types-carousel .item{text-align:center;padding:30px 20px}
.loan-type-icon{width:100px;height:100px;border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;font-size:2.5rem;margin:0 auto 20px;transition:var(--transition)}
.loan-type-icon.icon-1{background:rgba(230,57,70,0.1);color:var(--accent)}
.loan-type-icon.icon-2{background:rgba(46,196,182,0.1);color:var(--teal-dark)}
.loan-type-icon.icon-3{background:rgba(244,162,97,0.1);color:var(--gold)}
.loan-type-icon.icon-4{background:rgba(39,64,96,0.1);color:var(--primary-light)}
.loan-types-carousel .item h4{font-size:1.1rem;margin-bottom:10px;color:var(--text-dark)}
.loan-types-carousel .item p{font-size:0.9rem;color:var(--text-light);line-height:1.6}
.loan-types-carousel .item:hover .loan-type-icon{transform:translateY(-5px)}
.owl-dots{display:none}

/*---------- Advantages Section ----------*/
.advantages{padding:80px 0;background:var(--body-bg)}
.advantages-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.advantage-card{background:#fff;padding:35px 30px;border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);transition:var(--transition);border:1px solid var(--border-light);position:relative;overflow:hidden}
.advantage-card::before{content:'';position:absolute;top:0;left:0;width:4px;height:0;background:var(--gradient-accent);transition:var(--transition)}
.advantage-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}
.advantage-card:hover::before{height:100%}
.advantage-card .icon{width:56px;height:56px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:20px}
.advantage-card .icon.ic-1{background:rgba(230,57,70,0.1);color:var(--accent)}
.advantage-card .icon.ic-2{background:rgba(46,196,182,0.1);color:var(--teal-dark)}
.advantage-card .icon.ic-3{background:rgba(244,162,97,0.1);color:var(--gold)}
.advantage-card .icon.ic-4{background:rgba(39,64,96,0.15);color:var(--primary-light)}
.advantage-card .icon.ic-5{background:rgba(46,196,182,0.1);color:var(--teal-dark)}
.advantage-card h4{font-size:1.1rem;margin-bottom:10px;color:var(--text-dark)}
.advantage-card p{font-size:0.9rem;color:var(--text-light);line-height:1.7;margin:0}

/*---------- How It Works ----------*/
.how-it-works{padding:80px 0;background:#fff}
.hiw-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;margin-top:50px}
.hiw-card{text-align:center;padding:35px 25px;border-radius:var(--radius-lg);background:var(--body-bg);transition:var(--transition);position:relative}
.hiw-card:hover{background:var(--gradient-primary);transform:translateY(-8px);box-shadow:var(--shadow-xl)}
.hiw-card:hover h3,.hiw-card:hover p{color:#fff}
.hiw-step{width:52px;height:52px;border-radius:50%;background:var(--gradient-accent);color:#fff;font-size:1.2rem;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto 20px}
.hiw-card .icon{font-size:2.2rem;margin-bottom:16px;color:var(--primary-light)}
.hiw-card:hover .icon{color:var(--teal)}
.hiw-card h3{font-size:1.05rem;color:var(--text-dark);margin-bottom:10px;transition:var(--transition)}
.hiw-card p{font-size:0.88rem;color:var(--text-light);line-height:1.6;transition:var(--transition)}

/*---------- CTA Section ----------*/
.cta-section{padding:80px 0;background:var(--gradient-primary);position:relative;overflow:hidden}
.cta-section::before{content:'';position:absolute;top:-50%;right:-20%;width:500px;height:500px;background:radial-gradient(circle,rgba(46,196,182,0.1) 0%,transparent 70%);border-radius:50%}
.cta-inner{text-align:center;position:relative;z-index:2}
.cta-inner h2{color:#fff;font-size:2.2rem;margin-bottom:16px}
.cta-inner p{color:rgba(255,255,255,0.7);font-size:1.1rem;max-width:600px;margin:0 auto 32px}

/*---------- Trust Section ----------*/
.trust-section{padding:80px 0;background:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.trust-card{background:var(--gradient-primary);border-radius:var(--radius-lg);padding:40px 30px;transition:var(--transition);position:relative;overflow:hidden}
.trust-card::after{content:'';position:absolute;top:0;right:0;width:100px;height:100px;background:radial-gradient(circle,rgba(46,196,182,0.15) 0%,transparent 70%);border-radius:50%;transform:translate(30%,-30%)}
.trust-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-xl)}
.trust-card .icon{font-size:2.2rem;color:var(--teal);margin-bottom:20px}
.trust-card h3{color:#fff;font-size:1.2rem;margin-bottom:14px;font-weight:600}
.trust-card p{color:rgba(255,255,255,0.7);font-size:0.9rem;line-height:1.7;margin:0}

/*---------- Page Title ----------*/
.page-title-section{background:var(--gradient-hero);padding:60px 0 50px;text-align:center;position:relative;overflow:hidden}
.page-title-section::before{content:'';position:absolute;top:-50%;right:-20%;width:400px;height:400px;background:radial-gradient(circle,rgba(46,196,182,0.08) 0%,transparent 70%);border-radius:50%}
.page-title-section h1{color:#fff;font-size:2.5rem;margin-bottom:16px;position:relative;z-index:2}
.breadcrumb{display:flex;justify-content:center;gap:8px;align-items:center;position:relative;z-index:2}
.breadcrumb li{color:rgba(3, 146, 241, 0.911);font-size:0.95rem}
.breadcrumb li a{color:rgba(10, 136, 233, 0.923)}
.breadcrumb li a:hover{color:#2ec4b6}
.breadcrumb li+li::before{content:'/';margin-right:8px;color:rgba(255,255,255,0.4)}

/*---------- Footer ----------*/
.site-footer{background:var(--dark-bg);padding:60px 0 0}
.footer-partner{text-align:center;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,0.08)}
.footer-partner h4{color:rgba(255,255,255,0.5);font-size:0.9rem;font-weight:500;text-transform:uppercase;letter-spacing:1.5px;margin-bottom:16px}
.footer-partner img{height:40px;filter:brightness(0) invert(1);opacity:0.6;transition:var(--transition)}
.footer-partner img:hover{opacity:1}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px;padding:50px 0}
.footer-about .footer-logo{margin-bottom:16px}
.footer-about .footer-logo .logo-placeholder{height:38px;width:170px;background:var(--gradient-primary);border-radius:8px;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:1.1rem}
.footer-about .footer-logo .logo-placeholder span{color:var(--accent)}
.footer-about p{color:rgba(255,255,255,0.6);font-size:0.9rem;line-height:1.7}
.footer-col h4{color:#fff;font-size:1rem;font-weight:600;margin-bottom:20px;position:relative;padding-bottom:12px}
.footer-col h4::after{content:'';position:absolute;bottom:0;left:0;width:30px;height:2px;background:var(--accent);border-radius:2px}
.footer-col ul li{margin-bottom:10px}
.footer-col ul li a{color:rgba(255,255,255,0.6);font-size:0.9rem;transition:var(--transition);display:flex;align-items:center;gap:6px}
.footer-col ul li a:hover{color:var(--teal);padding-left:4px}
.footer-col ul li a i{font-size:0.6rem;color:var(--teal)}
.footer-contact li{display:flex;align-items:flex-start;gap:12px;margin-bottom:14px;color:rgba(255,255,255,0.6);font-size:0.9rem}
.footer-contact li i{color:var(--teal);font-size:1rem;margin-top:3px;flex-shrink:0}
.footer-office-hours{margin-top:20px;padding-top:20px;border-top:1px solid rgba(255,255,255,0.08)}
.footer-office-hours h5{color:rgba(255,255,255,0.5);font-size:0.8rem;text-transform:uppercase;letter-spacing:1px;margin-bottom:6px}
.footer-office-hours span{color:var(--teal);font-size:0.9rem}
.footer-social{display:flex;gap:10px;margin-top:20px}
.footer-social a{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,0.08);display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,0.6);transition:var(--transition)}
.footer-social a:hover{background:var(--accent);color:#fff;transform:translateY(-2px)}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.06);padding:18px 0;text-align:center;margin-top:20px}
.footer-bottom p{color:rgba(255,255,255,0.4);font-size:0.85rem;margin:0}
.footer-bottom a{color:rgba(255,255,255,0.7)}
.footer-bottom a:hover{color:var(--teal)}

/*---------- Form Styles ----------*/
.form-control{width:100%;height:48px;padding:12px 16px;border:1px solid var(--border-color);border-radius:var(--radius-sm);font-family:var(--font);font-size:0.95rem;color:var(--text-dark);background:#fff;transition:var(--transition);outline:none}
.form-control:focus{border-color:var(--primary-light);box-shadow:0 0 0 3px rgba(39,64,96,0.1)}
.form-control::placeholder{color:var(--text-muted)}
select.form-control{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23718096' d='M6 8L1 3h10z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center}
textarea.form-control{height:auto;min-height:120px;resize:vertical}
label{font-weight:500;font-size:0.9rem;color:var(--text-dark);margin-bottom:6px;display:block}
.form-group{margin-bottom:20px}
.form-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.form-section-title{font-size:1.2rem;color:var(--text-dark);font-weight:700;margin:30px 0 16px;padding-bottom:10px;border-bottom:2px solid var(--border-light)}
.form-section-title:first-child{margin-top:0}
.form-section-title i{margin-right:8px;color:var(--accent)}
.form-check{display:flex;align-items:flex-start;gap:10px;margin:20px 0}
.form-check input[type=checkbox]{width:18px;height:18px;accent-color:var(--accent);margin-top:2px;flex-shrink:0}
.form-check label{font-weight:400;font-size:0.9rem;color:var(--text-body);margin:0}

/*---------- FAQ Styles ----------*/
.faq-list{max-width:800px;margin:0 auto}
.faq-item{background:#fff;border:1px solid var(--border-color);border-radius:var(--radius-md);margin-bottom:12px;overflow:hidden;transition:var(--transition)}
.faq-item:hover{border-color:var(--primary-light)}
.faq-question{padding:20px 24px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-weight:600;color:var(--text-dark);font-size:1rem;transition:var(--transition)}
.faq-question:hover{color:var(--accent)}
.faq-question i{transition:var(--transition);color:var(--text-muted);font-size:0.85rem}
.faq-item.active .faq-question i{transform:rotate(180deg);color:var(--accent)}
.faq-answer{padding:0 24px;max-height:0;overflow:hidden;transition:max-height 0.3s ease}
.faq-item.active .faq-answer{max-height:500px;padding-bottom:20px}
.faq-answer p{color:var(--text-light);font-size:0.95rem;line-height:1.8}

/*---------- Info Boxes (About Page) ----------*/
.info-box{border-radius:var(--radius-lg);padding:45px 35px;position:relative;overflow:hidden}
.info-box.blue-box{background:var(--gradient-primary);color:#fff}
.info-box.dark-box{background:var(--gradient-hero);color:#fff}
.info-box h3{color:#fff;font-size:1.4rem;margin-bottom:30px;position:relative;z-index:2}
.info-item{display:flex;gap:16px;margin-bottom:24px;position:relative;z-index:2}
.info-item:last-child{margin-bottom:0}
.info-item .number{width:36px;height:36px;border-radius:50%;background:var(--accent);color:#fff;font-size:0.9rem;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:2px}
.info-item p{color:rgba(255,255,255,0.8);font-size:0.92rem;line-height:1.7;margin:0}
.info-item p b{color:#fff}

/*---------- Contact Form ----------*/
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.contact-info-card{display:flex;align-items:flex-start;gap:16px;padding:24px;background:#fff;border-radius:var(--radius-md);box-shadow:var(--shadow-sm);margin-bottom:16px}
.contact-info-card .icon{width:48px;height:48px;border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0}
.contact-info-card .icon.ic-phone{background:rgba(46,196,182,0.1);color:var(--teal-dark)}
.contact-info-card .icon.ic-email{background:rgba(230,57,70,0.1);color:var(--accent)}
.contact-info-card .icon.ic-clock{background:rgba(244,162,97,0.1);color:var(--gold)}
.contact-info-card h4{font-size:1rem;margin-bottom:4px}
.contact-info-card p{font-size:0.9rem;color:var(--text-light);margin:0}

/*---------- Content Page Styles ----------*/
.content-page{padding:40px 0 80px}
.content-page h2{font-size:1.6rem;margin:30px 0 14px;color:var(--text-dark)}
.content-page h3{font-size:1.3rem;margin:24px 0 12px}
.content-page p{font-size:0.95rem;line-height:1.8;color:var(--text-body)}
.content-page ul{list-style:disc;padding-left:24px;margin:12px 0 20px}
.content-page ul li{font-size:0.95rem;color:var(--text-body);line-height:1.8;margin-bottom:6px}
.about-features{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;margin:40px 0}
.about-features-img{border-radius:var(--radius-lg);overflow:hidden}
.about-feature-icon-box{width:100%;min-height:280px;background:var(--gradient-primary);border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;font-size:6rem;color:rgba(255,255,255,0.15)}
.about-feature-list ul{list-style:none;padding:0}
.about-feature-list ul li{display:flex;align-items:flex-start;gap:12px;padding:10px 0;font-size:0.95rem;color:var(--text-body);line-height:1.6}
.about-feature-list ul li i{color:var(--teal);font-size:0.85rem;margin-top:5px;flex-shrink:0}
.about-image-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:40px 0}
.about-image-box{min-height:220px;border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;font-size:5rem}
.about-image-box.box-1{background:var(--gradient-hero)}
.about-image-box.box-2{background:var(--gradient-primary)}
.about-image-box i{color:rgba(255,255,255,0.12)}

/*---------- Fact Table ----------*/
.kfs-table-wrapper{max-width:100%;overflow-x:auto;margin:40px 0;background:#fff;padding:24px;border-radius:var(--radius-lg);box-shadow:var(--shadow-md);border:1px solid var(--border-light)}
.kfs-table-wrapper table{width:100%;border-collapse:collapse}
.kfs-table-wrapper thead th{background:var(--gradient-primary);color:#fff;padding:14px 16px;text-align:left;font-size:0.85rem;font-weight:600;text-transform:uppercase;letter-spacing:0.5px}
.kfs-table-wrapper td{padding:12px 16px;border-bottom:1px solid var(--border-light);font-size:0.9rem;color:var(--text-body)}
.kfs-table-wrapper tbody tr:hover{background:var(--body-bg)}
.kfs-table-wrapper tbody tr:last-child td{border-bottom:none}

/*---------- Cities Page ----------*/
.cities-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.city-card{background:#fff;padding:24px;border-radius:var(--radius-md);text-align:center;box-shadow:var(--shadow-sm);transition:var(--transition);border:1px solid var(--border-light)}
.city-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--teal)}
.city-card i{font-size:2rem;color:var(--primary-light);margin-bottom:12px}
.city-card h4{font-size:1rem;color:var(--text-dark)}
.city-card p{font-size:0.85rem;color:var(--text-light);margin:0}

/*---------- Service Page ----------*/
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.service-card{background:#fff;padding:35px 25px;border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);transition:var(--transition);text-align:center;border:1px solid var(--border-light)}
.service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}
.service-card .icon{width:72px;height:72px;border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;font-size:1.8rem;margin:0 auto 20px}
.service-card .icon.sc-1{background:rgba(230,57,70,0.1);color:var(--accent)}
.service-card .icon.sc-2{background:rgba(46,196,182,0.1);color:var(--teal-dark)}
.service-card .icon.sc-3{background:rgba(244,162,97,0.1);color:var(--gold)}
.service-card .icon.sc-4{background:rgba(39,64,96,0.1);color:var(--primary-light)}
.service-card .icon.sc-5{background:rgba(230,57,70,0.08);color:var(--accent)}
.service-card .icon.sc-6{background:rgba(46,196,182,0.08);color:var(--teal-dark)}
.service-card h3{font-size:1.1rem;margin-bottom:10px}
.service-card p{font-size:0.9rem;color:var(--text-light);line-height:1.6;margin:0}

/*---------- Repay Loan ----------*/
.repay-card{background:#fff;border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-md);max-width:500px;margin:40px auto}
.repay-card h3{text-align:center;margin-bottom:24px}
.repay-card .form-group{margin-bottom:16px}
.repay-steps{max-width:600px;margin:30px auto}
.repay-step{display:flex;gap:16px;margin-bottom:24px;padding:20px;background:var(--body-bg);border-radius:var(--radius-md)}
.repay-step .step-num{width:36px;height:36px;border-radius:50%;background:var(--gradient-accent);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:0.9rem;flex-shrink:0}
.repay-step h4{font-size:1rem;margin-bottom:4px}
.repay-step p{font-size:0.88rem;color:var(--text-light);margin:0}

/* ===== Bank Details Card ===== */
.bank-details-card{max-width:600px;margin:0 auto 40px;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-md);overflow:hidden;border:1px solid var(--border-light)}
.bank-details-header{background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:#fff;padding:16px 24px;font-size:1.1rem;font-weight:600;display:flex;align-items:center;gap:12px}
.bank-details-header i{font-size:1.3rem}
.bank-details-body{padding:8px 0}
.bank-detail-row{display:flex;justify-content:space-between;align-items:center;padding:14px 24px;border-bottom:1px solid var(--border-light);transition:background 0.2s}
.bank-detail-row:last-child{border-bottom:none}
.bank-detail-row:hover{background:var(--bg-light,#f8fafc)}
.bank-detail-label{font-size:0.9rem;color:var(--text-light);font-weight:500;flex-shrink:0}
.bank-detail-value{font-size:0.95rem;color:var(--text-dark);font-weight:600;text-align:right;word-break:break-all}
.bank-details-footer{background:#fffbeb;border-top:2px solid var(--gold,#F4A261);padding:12px 24px;font-size:0.85rem;color:#92400e;display:flex;align-items:center;gap:8px;line-height:1.5}
.bank-details-footer i{color:var(--accent,#E63946);font-size:1rem;flex-shrink:0}
@media(max-width:576px){.bank-detail-row{flex-direction:column;align-items:flex-start;gap:4px;padding:12px 18px}.bank-detail-value{text-align:left;font-size:1rem;letter-spacing:0.3px}.bank-details-header{font-size:1rem;padding:14px 18px}.bank-details-footer{padding:10px 18px;font-size:0.8rem;flex-wrap:wrap}}

/*---------- Thank You Page ----------*/
.thankyou-section{min-height:60vh;display:flex;align-items:center;justify-content:center;text-align:center;padding:80px 20px}
.thankyou-icon{width:100px;height:100px;border-radius:50%;background:rgba(46,196,182,0.1);display:flex;align-items:center;justify-content:center;margin:0 auto 24px;font-size:3rem;color:var(--teal)}
.thankyou-section h1{font-size:2.2rem;margin-bottom:12px}
.thankyou-section p{color:var(--text-light);font-size:1.05rem;max-width:500px;margin:0 auto 24px}
.thankyou-section p strong{color:var(--text-dark)}
.thankyou-docs{text-align:left;max-width:400px;margin:24px auto 32px}
.thankyou-docs li{display:flex;align-items:center;gap:10px;padding:8px 0;font-size:0.95rem;color:var(--text-body)}
.thankyou-docs li i{color:var(--teal)}

/*---------- Grievance / Legal Pages ----------*/
.legal-content{max-width:800px;margin:0 auto}
.legal-content h2{font-size:1.4rem;margin:30px 0 12px;padding-bottom:8px;border-bottom:1px solid var(--border-light)}
.legal-content h3{font-size:1.15rem;margin:20px 0 10px}
.legal-content p{font-size:0.95rem;line-height:1.8}
.legal-content ul{list-style:disc;padding-left:24px;margin:10px 0 16px}
.legal-content ul li{font-size:0.95rem;line-height:1.8;margin-bottom:4px}

/*---------- Loan Track Dashboard ----------*/
.lt-header{background:var(--gradient-hero);padding:20px 0}
.lt-header .container{display:flex;justify-content:space-between;align-items:center}
.lt-header .logo-placeholder{height:36px;width:160px;background:rgba(255,255,255,0.15);border-radius:8px;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:1rem}
.lt-header .logo-placeholder span{color:var(--accent)}
.lt-header .user-info{display:flex;align-items:center;gap:12px;color:#fff;font-size:0.9rem}
.lt-header .user-info i{color:var(--teal)}
.lt-header a{color:rgba(255,255,255,0.7);font-size:0.85rem}
.lt-header a:hover{color:#fff}
.lt-dashboard{padding:30px 0}
.lt-card{background:#fff;border-radius:var(--radius-lg);padding:30px;box-shadow:var(--shadow-sm);margin-bottom:20px}
.lt-card h3{font-size:1.15rem;margin-bottom:20px;padding-bottom:12px;border-bottom:1px solid var(--border-light);display:flex;align-items:center;gap:10px}
.lt-card h3 i{color:var(--accent)}
.lt-stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:20px}
.lt-stat{background:var(--body-bg);border-radius:var(--radius-md);padding:20px;text-align:center}
.lt-stat .value{font-size:1.5rem;font-weight:700;color:var(--text-dark)}
.lt-stat .label{font-size:0.82rem;color:var(--text-light);margin-top:4px}
.lt-status{display:inline-flex;align-items:center;gap:6px;padding:6px 14px;border-radius:var(--radius-full);font-size:0.85rem;font-weight:600}
.lt-status.pending{background:rgba(244,162,97,0.1);color:var(--gold)}
.lt-status.approved{background:rgba(46,196,182,0.1);color:var(--teal-dark)}
.lt-status.rejected{background:rgba(230,57,70,0.1);color:var(--accent)}
.lt-status.disbursed{background:rgba(46,196,182,0.15);color:var(--teal-dark)}
.lt-doc-upload{display:flex;align-items:center;gap:16px;padding:16px;background:var(--body-bg);border-radius:var(--radius-md);margin-bottom:10px}
.lt-doc-upload .doc-icon{width:44px;height:44px;border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;font-size:1.1rem;background:rgba(230,57,70,0.1);color:var(--accent)}
.lt-doc-upload .doc-info h4{font-size:0.95rem;margin-bottom:2px}
.lt-doc-upload .doc-info p{font-size:0.82rem;color:var(--text-light);margin:0}
.lt-doc-upload .btn-primary{padding:8px 18px;font-size:0.82rem;margin-left:auto}
.lt-login{min-height:70vh;display:flex;align-items:center;justify-content:center;padding:40px 20px}
.lt-login-box{background:#fff;border-radius:var(--radius-lg);padding:40px;width:100%;max-width:420px;box-shadow:var(--shadow-lg)}
.lt-login-box h2{text-align:center;margin-bottom:8px}
.lt-login-box p{text-align:center;color:var(--text-light);margin-bottom:28px}
.lt-login-box .form-group{margin-bottom:16px}

/*---------- How It Works Page Detail ----------*/
.process-timeline{max-width:700px;margin:40px auto}
.process-step{display:flex;gap:20px;margin-bottom:32px}
.process-step .step-letter{width:48px;height:48px;border-radius:50%;background:var(--gradient-accent);color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.1rem;font-weight:700;flex-shrink:0}
.process-step h4{font-size:1.1rem;margin-bottom:6px;color:var(--text-dark)}
.process-step p{font-size:0.92rem;color:var(--text-light);line-height:1.7;margin:0}
.stage-block{margin-bottom:24px;padding-left:20px;border-left:3px solid var(--border-color)}
.stage-block h4{font-size:1rem;color:var(--text-dark);margin-bottom:6px}
.stage-block p{font-size:0.92rem;color:var(--text-light);line-height:1.7;margin:0}

/*---------- Responsive ----------*/
@media(max-width:991px){
  .hero-grid{grid-template-columns:1fr;text-align:center}
  .hero-content p{margin:0 auto 32px}
  .hero-badges{justify-content:center}
  .hero-btns{justify-content:center}
  .hero-visual{display:none}
  .hero{padding:60px 0 50px;min-height:auto}
  .hero-content h1{font-size:2.2rem}
  .advantages-grid{grid-template-columns:repeat(2,1fr)}
  .hiw-grid{grid-template-columns:repeat(2,1fr)}
  .trust-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:30px}
  .about-features{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:repeat(2,1fr)}
  .cities-grid{grid-template-columns:repeat(2,1fr)}
  .service-grid{grid-template-columns:repeat(2,1fr)}
  .nav-links{display:none;position:fixed;top:0;left:0;width:100%;height:100vh;background:#fff;flex-direction:column;justify-content:center;align-items:center;gap:8px;z-index:9999}
  .nav-links.open{display:flex}
  .nav-links a{font-size:1.2rem;padding:14px 24px}
  .nav-toggle{display:block;position:relative;z-index:10001}
  .nav-cta{margin:0;display:flex;gap:10px;margin-top:16px}
  .lt-stat-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:767px){
  h1{font-size:2rem}h2{font-size:1.6rem}
  .hero-content h1{font-size:1.8rem}
  .section-padding{padding:50px 0}
  .advantages-grid{grid-template-columns:1fr}
  .hiw-grid{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .cities-grid{grid-template-columns:1fr 1fr}
  .service-grid{grid-template-columns:1fr}
  .about-image-grid{grid-template-columns:1fr}
  .top-bar-left{display:none}
  .top-bar .container{justify-content:center}
  .lt-stat-grid{grid-template-columns:1fr}
  .page-title-section{padding:40px 0 35px}
  .page-title-section h1{font-size:1.8rem}
  .cta-inner h2{font-size:1.6rem}
}
@media(max-width:480px){
  .hero{padding:40px 0 30px}
  .hero-content h1{font-size:1.5rem}
  .hero-btns{flex-direction:column}
  .hero-btns a{width:100%;text-align:center}
  .cities-grid{grid-template-columns:1fr}
  .hero-badges{flex-direction:column;align-items:center}
}